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AIB Insurance

Market Leading Business Insurance Brokers & Wholesale Brokers

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About AIB Australia

Business Insurance Brokers You Can Trust

For over 40 years, AIB has been providing our clients across Australia with peace of mind that their business, assets and reputation are well protected and supporting them if things do go wrong.

Our top-class reputation as market leading Australian insurance brokers has been built on our commitment to exceptional customer service, trust and transparency.

Based on the Sunshine Coast in Queensland, our team of expert industry specialists make it a priority to get to know you and your business so that we can become trusted partners, delivering cost effective, quality insurance products tailored specifically for your needs.

We don’t just provide insurance directly to businesses. We also act as a wholesale broker and underwriting agency, delivering specialised packages to other brokers.

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Why Choose AIB?

Warm, empathetic, genuine and caring aren’t usually words you’d associate with an insurance broker. But that’s the AIB difference.

With a national reputation for exceptional customer service and helping clients find great value insurance products, we have grown from being one of the best known Sunshine Coast insurance brokers to one of the largest locally-owned insurance brokers In Australia.

With over 40 years of business experience behind us, our amazing team is what sets us apart from our competitors. We genuinely care about our clients and the long term relationships we develop with them are testament to this. We negotiate the best possible terms. We leverage the best possible outcomes and we treat your business as if it were our own.

Part of the respected Steadfast Group, you will deal directly with our team, every step of the way, including if you need to make a claim. We work with insurers and third parties so you don’t have to. Not only that but we have insurance specialists across a number of areas including indigenous, childcare and tourism insurance, to name a few.

Whatever type of insurance you require, let the team at AIB help reduce the risk, stress and anxiety of potential loss or damage to your business or assets. You can be sure that we will treat your business as if it were our own.

Insurance Providers We Work With:
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Our Insurance Services

Helping You Protect Your Business and Personal Assets

Whatever type of insurance you require, from a large commercial insurance package to small business insurance or specialist industry insurance such as childcare insurance, tour operator and indigenous insurance, you can be sure that you’ll get a tailor-made policy when you work with AIB Insurance brokers.

As well as sourcing insurance policies for our own clients, AIB also offers a range of specially developed insurance packages to other brokers.

What Makes Us Unique

Business Sectors

Indigenous Insurance
AIB is recognised as the leading provider of insurance to Aboriginal and Torres Strait Islander communities and organisations. As one of Australia's leading independent insurance brokers, we have developed a specific Indigenous Insurance package for your organisation available Australia wide. Our team have been arranging tailored insurance products for Indigenous communities, organisations and businesses since AIB was established in 1982 in Alice Springs.
Tour Operator Insurance
Running a business in the tourism industry presents a unique set of risks. Obtaining the right Tour Operator Insurance will give you the peace of mind that your company is well protected from financial risks and liability claims. That’s why it’s important to get the advice of industry experts. AIB are leaders in providing insurance for tour operators and tour guides, having developed specific Tour Company Insurance packages for some of Australia’s most well-known attractions for over 40 years.
Childcare Insurance
AIB are specialists in Childcare Insurance and have been providing insurance for childcare centres, kindergartens and early learning centres in Australia for over 40 years. Childcare and early learning centres are some of the most lively and unpredictable environments and present a unique set of risks. Having the right Childcare Insurance package can give you the peace of mind that you’re well protected should things go wrong. With so many potential hazards, it's vital to work with an insurer who understands your industry.
Construction
If you are working in the construction industry there are plenty of things that can go wrong so managing your risks will be a priority. That’s why having adequate cover with Contract Works Insurance is an important part of your business toolkit, allowing you to get on with the job with less stress and worry. Working with specialists in insurance for the construction industry can provide an added layer of confidence. AIB can help you find comprehensive coverage designed specifically for builders, tradesmen and subcontractors across Australia.
Small Business
Business insurance is important for all businesses but it is small and medium businesses that have the most to lose by not having adequate insurance protection. While larger businesses may be able to absorb losses, the risks for smaller businesses are much more significant. That’s why AIB has developed flexible small business insurance packages so that you can run your business with confidence, knowing that their premises, stock and equipment are protected by insurance.
Transport
Transport and logistics businesses face a broad range of risks depending on the area of operations they specialise in. Whether you operate a large national fleet or are an owner-driver, and whether you store goods or only transport them, you should have a range of insurance covers to protect your workers, safety and commercial risks. AIB has specialist Transport, Logistics and Transit insurance experts who can help you find comprehensive coverage tailored specifically for your business.
Trades Insurance
Tradies face a number of unique risks whether it’s the hazardous environment of a building site or visiting a customer’s property. There’s a lot that can go wrong and having the right insurance cover can protect you from both financial loss and liability. At AIB, we understand that your trade isn't just a job—it's your livelihood. That's why we've tailored our Trades Insurance policies to offer comprehensive coverage that meets the unique needs of tradesmen and subcontractors across Australia.
Retail Insurance
Operating a business in the retail industry brings its own unique set of risks. From unforeseen events like natural disasters and accidents to the complexities of daily operations, your business needs protection that is as dynamic and reliable as you are. This is where Retail Insurance comes in, offering comprehensive coverage designed specifically for the retail sector. AIB Insurance Brokers are Retail Insurance specialists and we can help you safeguard your hard work, protecting every aspect of your business.
Strata Insurance
Owning an apartment, townhouse, or commercial property comes with its unique set of challenges, especially when these properties share common spaces with others. At AIB Insurance Brokers, we understand the complexities and risks involved in managing strata properties. That's why we can help you find Strata Insurance solutions that provide comprehensive protection and meet the specific needs of property owners like you.
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Frequently Asked Questions
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What does an insurance broker do?

An insurance broker acts as a middleman between you and insurance companies, helping you to find the best coverage to meet your needs.

An insurance broker’s primary function is to act as your personal advisor on insurance matters. We invest time to understand your business inside and out – considering its size, nature, and the specific risks it faces. With this understanding, we’re able to offer expert advice and tailor insurance solutions that align with your unique business requirements. Unlike insurance agents who represent specific insurers, we are independent and can access a wide range of products to ensure you get the best coverage.

Choosing the right insurance and ensuring you have adequate cover for your needs can be time consuming and complex. An insurance broker can simplify the whole process, save you time and take the stress out of comparing coverage, terms and prices. Unlike insurance agents who represent specific insurance companies, our brokers have access to a wide range of products from multiple insurers. We handle all the legwork so you can focus on running your business.

  1. Expert Advice & Market Knowledge
    Insurance brokers are industry professionals who keep our fingers on the pulse of the insurance industry, always informed about the latest products, terms, and pricing. This knowledge enables us to navigate the vast insurance market on your behalf, finding policies that offer the most favourable terms and costs for the coverage you need.
  2. Simplifying The Process
    We understand that as a small business owner, your time is precious. That’s why our role extends to simplifying the insurance buying process. From gathering quotes to comparing policy features and explaining the fine print, we handle the legwork so you can focus on running your business. We’re dedicated to making the process of choosing the best insurance policy as straightforward and efficient as possible.
  3. Advocacy & Support
    Beyond just finding and setting up your policy, insurance brokers serve as your advocate. Should you need to make a claim, we’re here to guide you through the process, providing support and advice to ensure your claim is processed smoothly and efficiently. We represent your interests, not the insurers’, making sure you’re treated fairly and helping to resolve any issues that may arise.

While using an insurance broker doesn’t guarantee a better rate, we’re able to leverage our industry expertise and relationships with insurers to find the best policies for your needs. This means the potential for cost saving and better terms are considerably higher than going direct.
Not only that but we can save you time and money in the research stage as well as providing advocacy and support should you need to make a claim.

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