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Commercial Property Insurance

Protect Your Commercial Business Assets Against Damage, Loss and Theft

Want to begin your journey with AIB Insurance Get A Quote Today!
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What Is Commercial Property Insurance?

Commercial Property Insurance, sometimes known as commercial building insurance, can help protect your valuable business assets from the most common risks such as fire, theft and malicious or accidental damage.

If you run a business, whether it be from an office space, retail premises, industrial unit or other specialty business operations, it’s likely that you own property that’s potentially vulnerable to damage. Not only can it be costly to replace some of these assets but the business impact of downtime and repairs can be disruptive and impact your revenue.

It’s not just insurance; it’s peace of mind, ensuring that your business can bounce back, no matter what life throws your way. AIB can help you minimise the risk of potential financial losses from damage to your premises and contents such as stock, machinery, fixtures, fittings and furniture with tailored commercial property cover.

Who Should Consider It?

Commercial Property Insurance isn’t just for specific industries or large corporations – it’s beneficial for anyone who operates out of a physical location. This can range from a retail store owner with an inventory full of products, a professional services business like architects or lawyers, to a contractor with a garage full of tools.

Whether you’re running a restaurant, managing an office, operating a warehouse, or anything in between, this insurance could save your business from costly repairs or replacements that can disrupt your operations. It’s tailored for a wide range of industries and professions, including but not limited to:

If your business has a physical presence that’s critical to its operation, this insurance is for you.

What It Can Cover

While specific policies vary in the scope of the coverage, AIB can help you find cover that suits your specific business. You have a choice of options, with different levels of cover and inclusions available. But to give you an idea, here are some of the benefits a Commercial Property Insurance policy may include:

Property Damage:

Protects buildings, equipment, and inventory from damage or loss from insured events.

Business interruption insurance covers loss of income if your business operations are halted due to a covered event.

Safeguards against legal claims resulting from injuries or damage caused by your business operations.

Tailored solutions to fit specific needs, including flood damage, glass breakage, and more.

Insured events typically include natural events such as fires, storms, cyclones and earthquakes as well as accidental or malicious damage, theft and vandalism. We may be able to extend your policy to cover flood for an additional premium, subject to underwriting criteria.

How Can AIB Help With Commercial Property Protection?

As a commercial property owner, having comprehensive business insurance may lessen the financial impacts of some common business risks as well as providing peace of mind that you have support when you need it most.

At AIB we can tailor insurance packages suited specifically to your needs. As business insurance experts, we can find policies, negotiate insurance contracts and create bespoke packages for a wide range of businesses across a variety of industries and sectors.

What Our Clients Say
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Areas We Service
AIB Insurance is one of the best known and most trusted business insurance brokers on the Sunshine Coast. Based in Maroochydore, we have grown to become recognised across Queensland and throughout Australia.
AIB are the insurance brokers Brisbane businesses trust with all aspects of their insurance. We take the time to find out about your business, recommend appropriate cover and deal with all aspects of the process, including if you need to make a claim.
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