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Plant and Equipment Insurance

Safeguard Your Vital Business Assets & Minimise Disruption To Your Work

Want to begin your journey with AIB Insurance Get A Quote Today!
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What Is Plant & Equipment Insurance?

Plant and Equipment Insurance is a type of business insurance that protects you from financial loss should your plant, machinery, or other essential equipment get damaged or stolen. This insurance plays a critical role in mitigating potential risks to your operational efficiency, helping maintain steady workflow and prevent income loss. It can include stationary and mobile plant equipment cover, road risk liability and broad form public and products liability.

Imagine your critical piece of machinery unexpectedly fails or an essential piece of equipment gets stolen. These situations can cause significant disruptions to your daily operations, which can ultimately lead to profit loss. Plant and Equipment Insurance provides you with a safety net during such unfortunate incidents, by covering the repair or replacement costs. Let a business insurance expert at AIB find a policy that is tailored to your needs.

Who Should Consider It?

This insurance is crucial for small business owners and contractors involved in a variety of industries such as:

Essentially, if your business depends on expensive machinery or equipment, considering this insurance becomes indispensable for the continuity of your operations.

What It Can Cover

Plant and Equipment Insurance coverage is designed to protect you against the unexpected. Depending on the policy you choose this can include:

Accidental Damage:

Covers repair or replacement costs if your equipment is accidentally damaged.

Protects against losses from theft, ensuring you’re not out of pocket if your equipment is stolen.

If your machinery breaks down, we cover repair costs, so your business faces minimal disruption.

Insures against damages from events like floods, earthquakes, and storms.

Note that each policy has its limits and exclusions. We highly recommend you discuss your specific needs with AIB’s dedicated insurance experts to ensure you have the most appropriate and comprehensive coverage for your business.

  • Trailers
  • Excavators
  • BobCat
  • Cherry picker
  • Bulldozer
  • Tractor
  • Concrete mixer
  • Cranes
  • Farm machinery
  • Forklifts
  • Earthmoving equipment
  • Mining equipment

It’s important to note that each business’s needs are unique. AIB’s dedicated team works with you to understand your requirements and tailors the insurance plan accordingly.

What Our Clients Say
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Areas We Service
AIB Insurance is one of the best known and most trusted business insurance brokers on the Sunshine Coast. Based in Maroochydore, we have grown to become recognised across Queensland and throughout Australia.
AIB are the insurance brokers Brisbane businesses trust with all aspects of their insurance. We take the time to find out about your business, recommend appropriate cover and deal with all aspects of the process, including if you need to make a claim.
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