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Transport and logistics businesses face a broad range of risks depending on the area of operations they specialise in. Whether you operate a large national fleet or are an owner-driver, and whether you store goods or only transport them, you should have a range of insurance covers to protect your workers, safety and commercial risks. AIB has specialist Transport, Logistics and Transit insurance experts who can help you find comprehensive coverage tailored specifically for your business.
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Specialist Transport and Logistics Insurance Protection To Keep Australia Moving

At AIB Insurance Brokers, we understand the intricate risks and challenges faced by transport, logistics, and warehouse businesses. That’s because we’ve designed solutions for the industry for over 40 years. Our dedicated team specialises in creating robust Transport Insurance policies that cover a wide range of risks, ensuring that your operations run smoothly, no matter the obstacles.

Whether you operate a large national fleet or are an owner-driver, and whether you store goods or only transport them, you should have a range of insurance covers to protect your workers, safety and commercial risks.

What are the key risks in the transport and logistics industry?

Transport and logistics businesses face a broad range of risks depending on the area of operations they specialise in, but a shortage of skilled workers and work health and safety concerns are among the long-standing risks facing all operators.

Newer risks are also emerging driven by operational changes such as the emergence of new technologies in the form of tracking, automation and autonomous vehicles. Population growth and the associated rise in demand, congestion and infrastructure pressures, and environmental concerns linked to climate change, are also redefining the risk landscape for transport and logistics companies.

In this sector, Transport Insurance falls into three broad categories – those that protect your commercial and business risks, your people and safety.

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Transit Insurance

Your insurance can protect your business against financial loss if goods are lost, damaged, or destroyed while off premises and in transit.

Transport and Logistics Insurance can also include:
  • Commercial Vehicle: Protects cars, trucks, buses, utes and other vehicles that you use in the day-to-day operations of your business.
  • Property: Protects your buildings, such as office facilities, and other premises, such as vehicle yards, from damage caused by events like fires, storms, explosions, falling trees or malicious damage.
  • Warehousing: Provides specialised coverage for businesses operating warehouse facilities (including cold storage), protecting against risks from property and stock damage to public liability.
  • Management Liability: Protects your management team if you’re a larger business in case you need to defend, settle or pay a compensation claim.
  • Cyber: Safeguards you and your business against expenses and legal costs if your website or other systems are hacked.
  • Business Interruption: Covers the costs of operating your business, like paying staff and covering bills while you recover and rebuild.
  • Workers’ Compensation: Covers the cost of your employees’ wages, rehabilitation and medication if they become injured or sick through their work.

Transit Insurance Case Study

Simon, an owner-operator truck driver, has several delivery contracts, including a contract with a large Hunter Valley winery to deliver wine orders to customers across New South Wales.

On one of his regular delivery runs transporting thousands of dollars of wine, he’s involved in an accident which results in damage to his truck and a complete loss of the wine on board, with the bottles shattering upon the impact.

Fortunately, Simon has commercial vehicle insurance which covers the damage to his truck and provides him with access to another vehicle while his truck is being repaired so that he can continue to operate his business. His goods in transit insurance also covers the cost of the wine.

Steadfast Video:

When you choose AIB Insurance Brokers, you’re not just getting an insurance policy; you’re gaining a partner dedicated to your business’s safety and success. Let us worry about the risks, so you can focus on what you do best – running your business.

Why Choose AIB Insurance Brokers?

  • Comprehensive Coverage
    Our Transport and Logistics Insurance plans are designed to offer complete protection for your business. From goods in transit, storage risks, to third-party liabilities, we’ve got you covered. We understand the unique needs of the logistics industry and provide policies that cover:
    • Loss or damage to cargo
    • Liability for lost or damaged goods
    • Warehouse and storage coverage
    • Fleet insurance for your vehicles
  • Tailored Solutions
    We believe in a personalised approach. Our experts work closely with you to understand your business’s specific needs, crafting insurance solutions that align perfectly with your risk profile and budget. With AIB, you receive a policy that’s as unique as your business.
  • Expert Advice and Support
    Our team of experienced brokers is your partner in navigating the complex world of insurance. We offer expert advice, helping you understand your coverage options and making informed decisions. Should you ever need to make a claim, our dedicated support team is here to assist you through the process, ensuring a swift and fair resolution.
  • Affordable, Transparent Pricing
    Protecting your business shouldn’t come at a prohibitive cost. AIB offers competitive pricing without compromising on coverage quality. We believe in transparency, with no hidden fees or surprises. Investing in your peace of mind is more affordable than you think.
Cover You May Need
What Is Commercial Vehicle Insurance? Whether it’s a fleet of company cars, vans, trucks or utes, Commercial Vehicle Insurance can help protect the assets that keep your business moving. Commercial Motor Insurance is an essential safeguard for businesses that rely on vehicles for their day-to-day operations. Tailored to meet the unique needs of commercial vehicle...
What Is Commercial Property Insurance? Commercial Property Insurance, sometimes known as commercial building insurance, can help protect your valuable business assets from the most common risks such as fire, theft and malicious or accidental damage. If you run a business, whether it be from an office space, retail premises, industrial unit or other specialty business...
What Is Directors and Officers Liability Insurance? Directors and Officers Liability Insurance (D&O insurance) offers financial protection for company executives from personal liability for actual or alleged ‘wrongful acts’ in their capacity as corporate officers. It can indemnify your executives, directors and managers against personal financial loss and reimburse the costs of legal representation incurred...
What Is Management Liability Insurance? Management Liability Insurance is a specialised policy designed to protect you and your business against the risks and financial exposures that come with managing a company. In the dynamic world of business, owners and decision-makers have never faced a more challenging time, particularly in a highly regulated market like Australia....
What Is Cyber Insurance? In today’s digital landscape, there are a growing array of cyber threats for business owners to consider. Cyber Insurance, also known as cyber risk or cyber liability insurance, is designed to protect you from the potentially crippling financial and reputational impact of such threats. This includes losses arising from computer hacking,...
What Is Business Interruption Insurance? Imagine you own a thriving business. Suddenly, an unforeseen disaster such as a fire or flood happens and brings your operations to a halt. Your revenue takes a significant hit. How do you continue to meet your financial obligations like salaries, rent or loan repayments? This is where Business Interruption...
What Our Clients Say
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Areas We Service
AIB Insurance is one of the best known and most trusted business insurance brokers on the Sunshine Coast. Based in Maroochydore, we have grown to become recognised across Queensland and throughout Australia.
AIB are the insurance brokers Brisbane businesses trust with all aspects of their insurance. We take the time to find out about your business, recommend appropriate cover and deal with all aspects of the process, including if you need to make a claim.
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